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GAPPLUS Protection

Why pay for an asset you no longer own?
Protect it with GAP!

GAPPLUS helps cover the remaining balance on your loan if you experience a total loss before it is paid off.

Most insurance policies only cover the actual cash value of your asset. As a result, there can be a substantial “GAP” between your
loan or lease and the amount your insurance company pays to replace your vehicle.

GAPPLUS settles the difference between your primary insurance settlement and your remaining loan balance at the time of loss. GAPPLUS may also cover your primary insurance deductible. 

 

With our GAPPLUS product, if you finance a replacement vehicle with us within 90 days, your loan balance can be reduced by $1,000.

Download a Brochure

 

Subject to the terms, conditions, limitations and exclusions set forth in your contract.
**This example is for illustrative purposes only. Your actual GAPPLUS benefit will vary based on your specific circumstances.

How GAP PLUS Works**

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Contact Us

Delta: (970) 874-7674
Hotchkiss (970) 872-4277


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Locations & Hours
Lost/Stolen Debit Card 1-800-500-1041
Lost/Stolen Credit Card 1-800-991-4961
Routing Number: 302174977

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