Mortgage
Delta County Federal Credit Union is in the business of offering affordable mortgage loans to our qualified members. If you are looking to purchase a home, in Delta, Montrose, Gunnison, or Mesa counties DCFCU has the financing you need. Contact our Senior Loan Officer today at (970) 874-7674 for more details.
- Adjustable Rate Mortgage
- Terms up to 30 years
Home Equity
When you need extra cash to turn home improvements into a reality, pay tuition for college, consolidate debt, or plan for a vacation, then a Home Equity Loan may be the right choice. It is important to understand your options when it comes to Home Equity Loans. Contact our Senior Loan Officer for more details.
- Terms up to 20 years
- Full amount of loan disbursed at closing
- Maybe tax deductible (consult with tax advisor)
- Great for home improvement project and debt consolidation
Centennial Lending - Mortgage Loan Partner
Centennial Lending offers the following types of loans and Delta County Federal Credit Union will assit the Member through the process of getting a loan. Contact one of our friendly Loan Officers to inquire or apply today.
The Secondary Markets used are FNMA -Fannie Mae; FHA - Federal Housing Administration; VA Veterans Administration; USDA - US Departmet of Agriculture, Credit Union Portfolio, CHFA, WCDA, Idaho Housing.
| Loan Types |
Dwelling Types |
States |
| Purchase |
Single Family Detached |
Colorado |
| Refinance |
Rentals |
Idaho |
| Cash out Refinance |
Condos and Townhomes |
Wyoming |
| 1st Time Homebuyers |
Manufactured Homes |
Nebraska |
| Rental/Non-Owner Occupied (NOO) |
1-4 Units |
Arizona |
| Second Homes |
Commercial/Construction |
New Mexico |
| |
|
Oklahoma |
| |
|
Iowa |
| |
|
Oregon |
Click here to view our loan calculators.
Click here to view our current loan rates.